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Jul 24, 2023

5 min. read

Whether you’re taking the family on a getaway to cottage country or road tripping to explore another province in Canada, it’s wise to get travel insurance to help protect your vacation investment.

 CAA Travel Insurance1was one of the first companies in Canada to provide coverage for shared accommodations. We added it to our Trip Cancellation and Interruption coverage to include bookings made through alternative lodging platforms like Airbnb, VRBO Family Companies, TripAdvisor rentals, priceline.com, booking.com and Expedia Vacation home rentals.

What is shared accommodations or alternative lodging?

Alternative lodging platforms or shared accommodations virtually connects hosts wanting to rent their home to consumers looking for alternative accommodations instead of staying at a hotel. Through an online shared lodging service such as Airbnb, VRBO and Trip Advisor, hosts can offer up their whole house or just a room for rent on a short or long-term basis. Any user of a shared accommodations service needs to do their part to cover themselves and their vacation investment.

With the number of shared accommodations rentals popping up and each following different rules, it is important to read and get familiar with the terms of your rental contract.


Which CAA Travel Insurance plans offer this coverage?

This feature is included with the following travel insurance plans:

  • Trip Cancellation and Interruption

  • Single Trip Non-Medical Vacation Package

  • Single and Multi-Trip Vacation Packages2

What does it cover?

This benefit will help you to get back the non-refundable portion of a fully prepaid stay, booked through an approved online platform. Coverage is up to the insured amount you selected at the time of purchase and covers your vacation investment if your trip is cancelled due to an insured risk.

Insure your vacation rental like you would a hotel room.

A lot can change from the time you click “book” on the shared accommodations website to the time you’re scheduled to arrive. You could have an unexpected emergency that needs your attention, or the event you were supposed to attend gets postponed, or even more regrettably, you become ill. There are countless possibilities why you may need to cancel your reservation, help cover you and your vacation investment by purchasing CAA’s Trip Cancellation and Interruption Plan.

Speak to one of our CAA Travel Consultants at: 1-800-437-8541 to find out which travel insurance plan is the best fit.

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Terms & Conditions

1 CAA Travel Insurance is underwritten by Orion Travel Insurance Company, a CAA Company. Certain exclusions, limitations and restrictions apply. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days. Subject to change without notice. See full policy for all terms and conditions at caasco.com/policy.

2 Multi-Trip Vacation Packages covers 4, 8, 15, or 30 days per trip depending on the plan purchased. Top-Up coverage is available for longer trips. Coverage cannot exceed 365 days from departure date or effective date. There is a maximum travel coverage of 63 days including Top-Up for travellers aged 60 to 84 years of age.
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